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Bicycle Accidents and Liability: Who’s Responsible?

The Rabin Law Firm Jan. 26, 2025

Bicycle with helmet on road after car accidentBicycle accidents can lead to significant personal injuries. When a crash occurs, different factors come into play: driver negligence, unsafe road conditions, or even defective equipment. 

Determining who’s responsible often becomes a key concern, especially for cyclists coping with medical bills, missed work, and the emotional toll of an accident. By understanding the legal principles that govern bicycle accidents, injured parties can make decisions that protect their well-being and prepare them for the claims process.

The Rabin Law Firm represents injured people throughout Syracuse, New York, Central New York, and the surrounding areas.

An Introduction to Bicycle Accident Liability

Bicycle accidents differ from other personal injury incidents because a bike offers limited protection against heavier, faster vehicles. Cars and trucks are equipped with airbags, seat belts, and sturdy frames that can protect occupants from some of the impact. A bicycle, however, leaves a rider vulnerable to serious harm when collisions happen.

Liability in these crashes can rest on a variety of individuals or entities, often depending on the exact circumstances at the time of the incident. Deciding who’s liable is rarely straightforward. 

Sometimes, a driver’s inattention is clear-cut. Other times, a roadway hazard—like a hidden pothole—could be to blame. If a bike’s brakes fail, the manufacturer or repair shop might also share responsibility.

These scenarios show how bicycle accident cases often involve multiple parties. Having a workable approach to personal injury can help injured cyclists pursue compensation from every relevant source, especially if more than one factor contributed to the crash.

Common Causes of Bicycle Accidents

Cyclists deal with threats that drivers might never face. In addition to the usual challenges of traffic signals, inclement weather, and distracted operators of motor vehicles, bicycle riders must also account for poor road conditions and visibility issues. Some of the most frequent triggers for bike accidents include:

  • Driver negligence: Distracted driving, texting behind the wheel, or failing to signal can lead to collisions with unsuspecting cyclists.

  • Dooring incidents: A driver or passenger may open a car door into the cyclist’s path, leaving the cyclist with no time to brake or swerve.

  • Hazardous road surfaces: Potholes or uneven pavement can cause the cyclist to crash or veer into traffic.

  • Failure to yield: When drivers ignore right-of-way laws at intersections or pedestrian crossings, bikes can be caught in a dangerous position.

  • Poor visibility: Low-light conditions or inclement weather can make it harder for drivers to see cyclists, increasing the likelihood of a crash.

Each of these issues might lead to an insurance claim or even a personal injury lawsuit if another party’s negligence contributed to the incident. Bicycle riders often suffer more extensive harm than individuals who experience similar crashes in cars, which can result in substantial medical costs and lost wages during recovery.

Potential Defendants in a Bicycle Accident Case

After a crash, one or more parties may share liability. Identifying these individuals or entities is an essential step in a personal injury claim. It’s typically beneficial to look at a range of possible defendants:

  • Drivers: If a motorist failed to follow traffic rules—whether by speeding, swerving, or texting—they might bear responsibility for the crash.

  • Cyclists themselves: In some scenarios, the cyclist’s own actions might play a role. If both parties contributed to the event, New York’s comparative fault laws could reduce compensation in proportion to each party’s negligence. But even if a cyclist is partially at fault, that does NOT preclude a claim against another party also partially at fault.

  • Employers: If a delivery driver or commercial motorist was on the job at the time of the crash, the employer might share liability, especially if it failed to train or supervise staff properly.

  • Government entities: Roadway issues, including lack of signage, poorly maintained surfaces, or obstructed bike lanes, can sometimes be traced back to a local municipality or state authority that’s responsible for upkeep.

  • Manufacturers or repair shops: If faulty brakes, defective tires, or incorrect bike assembly contributed to the crash, the maker of the part or the repair shop that performed recent work could be included in the lawsuit.

When multiple parties might be at fault, the process of establishing liability can become more complicated. A thorough personal injury approach, backed by investigations and evidence collection, can help pinpoint who should bear responsibility for the cyclist’s losses.

The Basics of Comparative Negligence

New York follows a comparative negligence rule. That means a cyclist can recover damages even if they share some part of the blame for the accident.

However, the amount of compensation might be reduced by the percentage of fault attributed to them. For instance, if a court decides a cyclist was 20% at fault for riding in a non-biking lane, any damages awarded could be reduced by that percentage.

This legal standard emphasizes the importance of documenting exactly how the crash happened. When individuals gather photos of the accident scene, witness accounts, or traffic camera footage, it can strengthen a personal injury claim. Demonstrating the other party’s higher level of fault could significantly affect the final outcome.

Building a Personal Injury Case After a Bicycle Accident

Once the investigation to determine fault is done, the focus often shifts toward building a strong personal injury case. Several steps can help shape a claim that addresses both immediate and future needs:

  • Document medical treatment: Retain all records related to emergency room visits, follow-up doctor appointments, surgeries, and physical therapy.

  • Track lost wages: Missed work, whether part-time or full-time, can create financial pressure. Pay stubs and employer communications can support a claim for lost income.

  • Record pain and suffering: This can include both physical discomfort and emotional anguish, such as anxiety or depression that arises during recovery.

  • Preserve evidence: Photos from the accident scene, bike repair receipts, or dashcam footage can help confirm the conditions leading up to the crash.

  • Follow medical advice: Adhering to a treatment plan can demonstrate that you’re working to recover and trying to minimize damages.

A thoughtful personal injury plan includes a detailed review of medical expenses, property damage, and other losses. This comprehensive approach reflects the reality that a bike accident can disrupt many parts of a cyclist’s life, from daily mobility to long-term career goals.

Special Considerations for Cyclists in Urban Areas

Some cities offer distinct benefits for cyclists, such as dedicated bike lanes and easily accessible public transportation. However, these same urban features can be hazardous when drivers fail to look for bikes or if roads aren’t maintained.

Cyclists often ride near buses, taxis, and ride-share vehicles, all of which contribute to congested traffic. The sheer volume of cars on city roads raises the potential for accidents—particularly during peak commuting hours.

Those who live and work in a dense urban setting should stay mindful of these strategies, especially if they rely on cycling as a primary mode of transportation. Even with preventative measures, accidents can happen, and personal injury claims often follow when another person’s negligent actions cause harm.

Contact an Experienced Personal Injury Lawyer Today

The Rabin Law Firm offers personal injury assistance to bicyclists throughout Central New York, including Syracuse, Binghamton, Utica, Watertown, and Rochester.

Discuss your unique circumstances with Attorney Ben Rabin, and avid cyclists himself, so that you can receive guidance through important decisions. The firm is ready to evaluate your case, gather evidence, and strive for an outcome that reflects your experience and needs.